The best time to start all over or work on a new goal is NOT Monday, next week, or New Year’s Day.
The best time is the minute you know you need the change.
The best time is when you have defined that new goal.
The best time is when you’ve made the decision.
The best time is NOW!
Now is the accepted time to make your annual good resolutions. Next week you can begin paving hell with them as usual. – Mark Twain
I have never been a fan of the New Year’s resolutions.
They seem like societal peer pressure. We do it because all the cool kids are doing it. And 88% fail anyway. While that is a statistic that means nothing unless it’s about your resolutions, who wants to start a brand new year with the overwhelming odds of failure. It’s kind of sadistic.
What I am a fan of is new beginnings. Continue reading
There is a lot of work that goes in to reaching a goal or accomplishing something. Very rarely do things go according to plan A or hit success on the exact date we schedule (or maybe that’s just me). Sometimes we have to use an extraordinary amount of discipline and delayed gratification in order to get what we envision for ourselves. This can lead to a boat load of frustration. Continue reading
Have you ever heard of a billionaire who built their business when they got ‘around to it’? An epic love story that was ‘fit into a schedule’? A good parent who ignores a child because they have something more interesting to do? How about being able to keep a job when you only go into work fully rested and motivated to work?
Convenience is a great quality when it comes to shopping, banking, doctor appointments, and your commute to work. It is absolutely counter productive as a component in making life decisions. Nothing great is ever created without inconveniencing yourself. Continue reading
The “Bucket List” has a serious public relations problem! In theory, is a fabulous concept- do all the things you ever wanted to do before you die.
In reality, Hollywood has given us this version of it where we are faced with a shortened timeline for our life and then we cram in a bunch of wild and crazy things that we never got to do. It is a bit misleading to the average person.
First, it gives us the illusion that we have all the time in the world- because we’re all going to live to be 112, right? We procrastinate because we believe we will fit things in eventually because of an abundance of all this time. There are also those among us who are afraid of kicking said bucket and choose to ignore their list as if it will hasten their demise. .
Second, this glamorized version assumes too much. It assumes we have never done anything wild and/or crazy. It assumes we want to be wild and crazy. It also assumes we have been living uninteresting lives up to this point. Continue reading
You have dreams and goals and aspirations. You are ready to go after what you want. But can you put your money where your mouth is? Your personal finances and your dreams are perpetually interconnected.
Dreaming is the fun part…Oh the Places You’ll Go! (fist bump to Theodore Geisel)…the things you can do!…the stuff you can get! It is exhilarating! But have you balanced your checkbook? Paid your debts? Built an emergency fund?
Unless you are a personal finance geek (guilty as charged) all that number stuff really puts a damper on that dream. It isn’t glamorous. It isn’t sexy. The reality is once you dream the dream and set the goals then it’s time to work. That isn’t glamourous or sexy either but without it there is no success.
Why is being able to balance your budget so important?
*Money is a tool and it is better to control it than for it to control you Continue reading